As we approach the 2026 tax year, the IRS has announced a new round of cost-of-living adjustments that impact retirement savers across the country. These updates—released in Notice 2025-67—reflect inflationary changes and are designed to help individuals maximize contributions to retirement accounts such as 401(k)s, IRAs, SIMPLE plans, and more.
For employees, employers, and retirees, these adjustments determine how much can be saved tax-deferred, who qualifies for deductions, and how income phase-outs will apply. Below is a summary of the IRS updates for 2026, including new contribution limits, catch-up thresholds, and expanded eligibility ranges for retirement-related tax benefits.
All details are sourced directly from the official IRS announcement.
🔗 https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500
Need help planning for 2026?
Delaney CPA can help you understand how these new limits impact your tax strategy and retirement planning.
Contact us to review your 2026 contributions and deductions.
Article by DeLaney & Co., CPA